by Danny Cieniewicz | Feb 9, 2023 | Student Loans
Recovering from defaulting on student loans can be a process, but not one that will be fatal to a financial future. While it’s not ideal to default on a student loan, there are actions that can be taken to fix the default and get you back on track. For starters,...
by Danny Cieniewicz | Feb 9, 2023 | Taxes
Education-related tax credits & deductions are often overlooked. Be aware of these 6 Education-related tax items you need to know for 2023. College tuition is expensive. Taxes often make up a large part of a family’s budget. When you have a chance to save on...
by Danny Cieniewicz | Feb 3, 2023 | Student Loans
There’s a lot to keep up with as far as student loans. The past year included multiple attempts to cancel or delay repayments. It’s not clear where things are going. It’s confusing. I’m keeping up with it and want to share what I see. Here are...
by Danny Cieniewicz | Feb 1, 2023 | 529 Plans, Saving for College
Each year there is a good chance that the IRS will set a new contribution limit for investment accounts, or that the rules will change. 529 plans are no exception. Here’s what you need to know about 529 plans in 2023: Increased Contribution Limits Parents and/or...
by Danny Cieniewicz | Jan 27, 2023 | Financial Aid, Student Loans
Should I refinance my student loans? A question that depends on so many factors… Let’s start with some basics. First, let’s make the distinction between Direct Loans(federal loans issued directly by the US Dept. of Education), and private loans, which are issued...