by Danny Cieniewicz | Oct 4, 2023 | Student Loans
When it comes to financing a college education, parents often face a daunting decision. Whether to opt for a Parent PLUS or private loans, perhaps with the parent as a cosigner, looms large. This decision entails weighing the pros and cons of each option. In this...
by Danny Cieniewicz | Oct 3, 2023 | Student Loans
As the federal student loan payment pause officially draws to a close, it becomes crucial to assess your upcoming monthly financial commitments. For those with Parent PLUS loans, there’s an added layer of importance in ensuring that your retirement planning...
by Danny Cieniewicz | Sep 28, 2023 | Student Loans
Student loan refinancing can make sense for a certain segment of the population. But the type of borrower profile is specific. Federal student borrowers have tremendous benefits compared to private borrowers. It’s important to make sure that you’re...
by Danny Cieniewicz | Sep 20, 2023 | FAFSA, Financial Aid, Student Loans
Parent PLUS loans can create a lot of tension between the parent and the student who’s going to college. Most parents may not be aware that the loan is in your name as the parent. And at best, it’ll be a handshake agreement between you and your child to...
by Danny Cieniewicz | Jul 27, 2023 | Paying for College, Student Loans
If there is a hierarchy to student loans, we all know number 1. No student loans at all. But for most middle-class families in today’s age, student loans are a fact of life. I’ve made it my mission to help families avoid excessive student loan debt, as I...
by Danny Cieniewicz | Jul 3, 2023 | Student Loans, Taxes
For many student loan borrowers, monthly payments can be overbearing. For others, the payment is a bit more manageable. What all borrowers should know is that there is potential the interest on student loans can be deducted from income and lower taxable liability....
