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Why a 529 Beats a Roth IRA when Saving for College

Why a 529 Beats a Roth IRA when Saving for College

by Danny Cieniewicz | Sep 28, 2023 | Paying for College, Saving for College

 If you’re looking to pay for college, there are no shortage of possibilities.  You are probably familiar with the most popular account, the 529 plan. The 529 plan has been around since 1996. These are typically going to be issued by the state of your residence....
Who Should and Shouldn’t Consider Student Loan Refinancing

Who Should and Shouldn’t Consider Student Loan Refinancing

by Danny Cieniewicz | Sep 28, 2023 | Student Loans

Student loan refinancing can make sense for a certain segment of the population. But the type of borrower profile is specific. Federal student borrowers have tremendous benefits compared to private borrowers.  It’s important to make sure that you’re...
5 Things Parents Must know about Parent PLUS Loans

5 Things Parents Must know about Parent PLUS Loans

by Danny Cieniewicz | Sep 20, 2023 | FAFSA, Financial Aid, Student Loans

Parent PLUS loans can create a lot of tension between the parent and the student who’s going to college.  Most parents may not be aware that the loan is in your name as the parent. And at best, it’ll be a handshake agreement between you and your child to...
FAFSA Changes with Multiple Children In College

FAFSA Changes with Multiple Children In College

by Danny Cieniewicz | Sep 15, 2023 | College, FAFSA

If you haven’t heard, the FAFSA Simplification Act is here. It’s coming with the start of the 2024-2025 school year. You may not be aware, but that school year actually starts in 2023. The FAFSA has previously opened on October 1 of the year prior to the...
Budgeting for College: The 5 Sources

Budgeting for College: The 5 Sources

by Danny Cieniewicz | Sep 8, 2023 | Paying for College, Saving for College

When it comes to saving and specifically PAYING for college, it’s vital to have a budget. With any good plan, it’s ideal that a project come in under budget, but life doesn’t always happen that way. Budgeting for college can feel like a challenge, but knowing the...

Recent Posts

  • Best Student Loans for Bad Credit and Consolidation Loans
  • Parent PLUS or Private Loans
  • Retirement Planning with Parent PLUS Loans
  • Why a 529 Beats a Roth IRA when Saving for College
  • Who Should and Shouldn’t Consider Student Loan Refinancing

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This website is owned and operated by Daniel Cieniewicz. Dan is an investment adviser representative of Hyperion Financial, LLC. However, please note that the content of this website is for informational and educational purposes only, and should not be considered investment advice. No information presented on this website should be considered a recommendation that any particular investment, strategy, portfolio, or transaction is suitable for any specific person. You are encouraged to seek the counsel of professional finance, legal, and/or tax advisors as you deem appropriate before making any investment decisions based on the content of this website.
Hyperion Financial, LLC (“Hyperion”) is a registered investment adviser authorized to do business in the states of Pennsylvania and Texas, and in other jurisdictions where exempted. Registration as a registered investment adviser does not imply a certain level of skill or training. This website contains a link to the Hyperion Financial, LLC website that provides general information about Hyperion’s services. This link is provided as a convenience only. Hyperion can only provide individualized services after you sign an agreement and receive required disclosures. Users of this website may, but are not required to, engage the services of Hyperion for advisory services.
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